The system researches each user’s individual spending habits and evaluates the fastest, smartest ways to meet their individual goals. MoneyScience™ is built to be tailor-made. Our patented system behind our AI is called MoneyScience™: 34 algorithms, with top-grade bank-level security developed by experts in data science and financial services and tested on over 50,000 users. Our mission: to double the wealth of middle-income consumers by enabling better financial decisions, powered by data sciences and behavioral design. Pay Down Debt Faster, Build Savings and Boost your Credit Score.Īt Bright, we believe everyone should benefit from financial planning driven by world-class AI. When you cancel they try to scare you, stating that your credit score will lower if they close your account! Well, you aren’t reporting now and I’m pretty sure this interest rate is a illegal so I look forward to disputing with you and the credit bureaus Edit to add that I tried emailing the rep that keeps replying to these bad reviews “Grace Renee” and she replied one time and never again, just kept passing me off to new system for financial planning to delete debt and build wealth. It is also impossible to remove your accounts from the app, I have tried. I am on month two and nothing has been reported to the bureaus, and I am missing the last $10 that they have withdrawn, so I have paid $49.98 for nothing, and have very little hope of getting refunded. That is a 99.99% interest rate on what is essentially a secured loan! And, you don’t even have access to those funds as they are putting them into a “savings“ account. They are also very sketchy about membership pricing, and after going back-and-forth with their support for weeks and my tickets being closed two times without resolutions, they admitted that it is a $9.99 monthly fee for the “benefit“ of taking another $10 and reporting a $50 trade line to the credit bureaus. This company is paying users in gift cards for five star reviews, just be aware! Please try filtering to lowest or recent to see how terrible support is. Now I’m going to have to resort of more traditional means to pay down my debt. I had to cancel my service because it became more trouble than it was paying $9.99 a month for. THere are a few 5 star reviews but I suspect those are fake to keep the numbers up. The App Store has a bunch of 1 star reviews since June 2022. The quality of the service has plummeted since I began. Whatever the service was when i signed up for and what it is now is totally different. Would never pay attention to what I would say - I had to manually pay cards to try to avoid late fees despite the fact they would say would always take care of it. Support would often ask for proof and documentation and I have sent in the same conversation.
THere is no mention of this in the app anywhere - recently it was taking $9.99 a day out of my account and applying it to one card only (when I had 4 cards it was responsible for) - i had several hundred dollars sitting in an account specifically for Bright to use - Support would never fix problems or notify me when they did fix a problem.
#Prince moneybag drivers#
They suddenly put a $500 limit on transfers without manual verification to see if it was really you (they wanted a scan of my drivers license or passport to verify it was me) - prior to this I transferred much more money than that with no issues. Cards randomly disconnecting (some of the same cards were disconnecting daily and regularly) - Balances weren’t updating on some of the cards to see if they were getting paid or not - Some cards weren’t getting paid at all while others were getting overpaid. I transferred my card management to this app and it worked great for a while Fast forward to May 2022, the service started having issues. I loved the concept of how it paid down debt on your cards. I was an avid supporter of this app until.
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